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Bjelovar W vs Lok. Zagreb W Prediction, Odds & Betting Tips - 10-11-2026
Nov 1018:30
Match Prediction
Expected score: Bjelovar W 27-31 Lok. Zagreb W
Bjelovar WDrawLok. Zagreb W
Lok. Zagreb W arrive at Bjelovar as the clear favourites in this 1. HRL Women clash on 10 November 2026. The visitors sit top of the Croatian league with a perfect record, while the hosts occupy third place with one loss already on their ledger. This fixture pits an unbeaten side against a team still finding consistency, and the gap between them is more substantial than the standings alone suggest.
Team form
Bjelovar W
Bjelovar W have won three of their last five league matches, including a commanding 41-17 victory over Virovitica and a 36-28 home win against Ivanic. However, they suffered a damaging 20-27 loss to Zamet and were heavily beaten 13-35 by French side Chambray Touraine in European competition. Over their last five outings, they have averaged 28.8 goals scored and 26.6 conceded—respectable figures, but they reveal defensive fragility when facing quality opposition. Their recent form shows peaks and troughs rather than the sustained excellence required to challenge the league's elite.
Lok. Zagreb W
Lok. Zagreb W are operating at another level entirely. They have won all five of their recent matches without conceding more than 27 goals in any of them. Most tellingly, they average 37.2 goals scored per game against just 25.0 conceded—a +12.2 goal differential that reflects both attacking potency and defensive solidity. Victories over Rudar Labin (39-24), Sinj (38-27), and Virovitica (42-25) demonstrate their ability to dominate opponents across different tactical setups. Their unbeaten league record and first-place position are no accident.
Head-to-head
No previous meetings between these sides are on record, so there is no historical pattern to guide prediction. Both teams will approach this as a fresh contest, though Lok. Zagreb's current superiority makes them heavy favourites regardless of past encounters.
Key factors
Lok. Zagreb's offensive firepower is the decisive factor. They are scoring 8.4 goals per game more than Bjelovar over recent form, and their defence has conceded fewer goals than Bjelovar has scored in most matches. Bjelovar's home advantage provides some mitigation, but it is unlikely to overcome the gulf in current form. The hosts will need to tighten their defence significantly—their 26.6 goals conceded per game is a vulnerability against an attack averaging 37.2. Lok. Zagreb's consistency and lack of a loss this season suggest they will impose their rhythm on this match.
Prediction
Lok. Zagreb's perfect record, superior goal-scoring rate, and tighter defence all point to an away victory. Bjelovar are capable opponents but have shown defensive lapses that a top-tier attack will exploit. The visitors' ability to win comfortably against similar-level opponents, combined with their current momentum, makes them the clear pick. A home upset is possible but would require Bjelovar to perform significantly above their recent average and Lok. Zagreb to regress from their standard.
Back Lok. Zagreb W to win. They are the stronger side in form and substance, and while Bjelovar will compete, the visitors should prevail. Exercise caution on the margin—Bjelovar's home ground and attacking capacity mean this will not be a rout—but the away win is the most likely outcome.
Match info
Tournaments:
1. HRL Women(2026)
Type
League
Statistics
Odds Comparison
Recent Form
Bjelovar W
W
W
W
L
L
Lok. Zagreb W
W
W
W
W
W
Standings
| # | Team | MP | W | L | PTS |
|---|---|---|---|---|---|
| 1 |  Lok. Zagreb W | 8 | 8 | 0 | 16 |
| 2 |  Podravka W | 7 | 7 | 0 | 14 |
| 3 |  Dalmatinka W | 9 | 7 | 2 | 14 |
| 4 |  Bjelovar W | 7 | 6 | 1 | 12 |
| 5 |  Ivanic W | 8 | 6 | 2 | 12 |
| 6 |  Zamet W | 8 | 5 | 3 | 10 |
| 7 |  Koka W | 9 | 4 | 5 | 8 |
| 8 |  Zrinski W | 8 | 3 | 5 | 6 |
| 9 |  Split 2010 W | 9 | 3 | 6 | 6 |
| 10 |  Marina Kastela W | 8 | 3 | 5 | 6 |
| 11 |  Rudar Labin W | 8 | 2 | 6 | 4 |
| 12 |  Sinj W | 8 | 2 | 6 | 4 |
| 13 |  Virovitica W | 9 | 1 | 8 | 2 |
| 14 |  Osijek W | 8 | 0 | 8 | 0 |
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